PT. BRI Multifinance Indonesia provides finance lease, where essentially that all the benefits of ownership transfer to the lessee at the end of the lease period; also known as a capital or full payout lease.
Financial Lease Transaction can be generally divided into :
- Direct Lease Transaction
- Sale and Lease back
Benefit of leasing :
- Simple Procedure and quick service. Lease facility could be obtained with fast response without any complicated procedures.
- Capital Saving Customers only need to provide a down payment to get needed capital equipment.
- Self Installment Payment Leasing instalment would be paid from income generated by the operation of the leased equipment.
- Tax advantage For tax return purpose, rental should be simply deducted as expenses.
- Flexible Multi-currency is available depending on revenue. Also floating rate or fixed rate can be chosen.
- Strengthen Company Liquidity Customers can increase the company’s liquidity without reducing the working capital that can be used for other investments.